Wednesday, April 18, 2012

Indentity theft - Here we are again

For everyone who follows my block will remember that my identity was stolen last year after I started my chemo treatment. For my European friends who might not know how identity is stolen is simple to explain, in the US if someone gets hold of your social security number, your date of birth and your name you are in big trouble!. With that information and Internet they can try to open credit cards, bank accounts, phone accounts and everything you can imagine. How can they do it when using a different address?, well really easy they ask for credit limits of $500 and most of financial institutions out there do not move a finger for security checks on checks for $500 so there are no any serious reviews if the request is genuine.

Last summer I went through hell to protect myself and my family, we changed bank accounts, we put theft alerts on all the 3 national bureau, I reported to the police, to the federal trade commission and who knws what else I did. We contracted a credit insurance which is a service that monitors any company that will ask for a credit report from you, in the US if you want to buy a phone and open an account with AT&T the first thing they do is check your credit report to see if you are a good customer to have. Every time anyone asks for any credit report about anyone in our family we receive an E-mail inmediatly. I so thought I had taken care of everything! but how wrong I was!!.

This weekend my tax person was filling electronically our tax return with the IRS (Inland revenue service or Hacienda in Spain) but it got rejected becuase SOMEONE has already filled a tax return with my social security number. WHAT!!!, You can not imagine how upset I got, not sure who that person might be but hell I will not answer to any logic reaction if in front of me. my social security number is still out there and being used so I am now in bigger trouble to have more legal expousure myself.

Why somone will fill a tax return with someone else social?, two reasons I could think of, to claim a refund from the IRS or someone who is living ilegally in the US and is building their history for work purposes. So here we are again, this week I called the police and updated my report, put new alerts everywhere, called the Federal trade commission, talk to the IRS. Now I have to send a full repor to the IRS prooving who I am in case that person is claiming refund that the IRS does not go after me for the money. I also called the social security office to see if I should change my social, however they believe changing social will not solve any problems to me as my old one will still be in the market.

Now the question is.....what else are they going to do with my social???, if they have got the guts to send a tax return to the IRS I am really conccrned what else they will do.....

And yes I still believe this is a leak from the medical routes, someone has sold my data to someone but of course I will never find out who it got out there so will try to get stress about it!

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